Scandalous: The Turkish bank's illegal transformation Ziraat, bank lawyer Vjosa Osmani (DOKUMENT)

Long ago, Ziraat Bank, the subsidiary of the Turkish state bank, has been in the process of transforming from the branch of foreign society into an action society registered in Kosovo. However, such an act is not permitted under the law.

In changing the status of this bank were several institutions such as BQKU, Trade and Industry Ministry, Roseta Hajdari, ARBK, and President Vjosa Osmani's sister Blinera Osmani in the quality of Turkish bank lawyer “Ziraat Bank” that exercises in Kosovo.

Calling to Law No. 06/ L-016 for Trade Companys, ARBK had repeatedly rejected this request.

In the official paperwork that Periscop has provided, it is said that <x0 legislation in force contains no provision that allows this type of transformation”. Always according to ARBKU, nor the Central Bank's decision

Kosovo cannot serve as a legal basis for such an act.

Despite the rejection, on May 16, 2025, what ARBK officials had rejected for months is happening: Minister Roseta Hajdari makes the decision to allow the transformation, though, under the Trade Society Law itself, the minister has no competencies to authorize such a transformation.

Change of legal status has confirmed the bank itself in a post on their Facebook page. The bank, inform their customers that they need no concern.

We have the pleasure of informing you that, since May 19, 2025, T.C. Z IRAAT BANKASY A. The branch in Kosovo has completed its legal transformation and now operates like Ziraat Bank Kosova SHA, a registered share society in the Republic of Kosovo”, the Turkish bank's announcement to its clients said.

Doubts

That the status from the foreign branch to the stock society cannot be done currently because it does not allow legislation in force, it has clarified the strings for Pebe Haliti, deputy directors of the Agency for Registering Business in Kosovo (ARBK), whose corruption has managed to secure Periscopi, between it and Turkish bank lawyer Bliner Osmani.

They date March 3, 2025. There, Haliti explains to the lawyer Osmani that there is no legal basis for changing or transforming legal laws from foreign branches into action society.

“Sic is highlighted earlier, legislation in force, namely Law No.06/ L-016 For Trade Associations, it does not provide a provision that allows this kind of transformation, and we appreciate that the BQK's decision does not constitute sufficient legal grounds to proceed further with your request. Since the Trade Society Law is currently under way, change may be considered the possibility of involvement in a specific position on the matter. In this regard, we remain open for discussions with the working and relevant institutional group to consider proposals that might address this need in the future, says Lebe Halit (ARBK) for bank lawyer “Ziraat Bank”, Blinera Osmanin.

A few minutes later, after receiving this email from lawyer Osmani, Vjosa Osmani's sister requires additional clarification by ARBKU, by Lebil Haliti.

She's pretty much suggesting to them that, in our own terms, that Miss Haliti would have to act on this case.

We want to stress that, in line with Law No. 05L-031 for Administratorial Procedure, namely Article 3, administrative bodies are obliged, after reviewing requirements from legal or physical persons, to issue a decision in the form of a written administrative act. Also, in accordance with Article 47 of the same law, an administrative act should contain the binding structure and elements, including the legal basis, reasoning and provision of the decision. In view of this legal obligation, may your decision regarding our request be accepted as quickly as possible so that we can have our rights exercised and follow the necessary legal steps available to”, says Blinera Osmani's request for the ARBK Stadium deputy director.

Periscop has started questions at the Kosovo Central Bank, which has already changed its status to this bank, but has not received answers.

We're in the process of preparing questions like I'm going to pass on to you, said BQEK spokesman Albert Spahiu. Until the release of this text, Periscope has not been answered.
The editorial has asked questions about it at the bank “Ziraat Bank” but has not received answers.

Periscop sources have said the issue of Ziraat Bank status was also suspected of having been the topic of discussing a meeting that was held, on February 20, 2025, between Turkish Ambassador to Kosovo Sabri Tunc Angili with President Vjosa Osmani. This meeting also figures on the official page of the presidency.

Periscope has failed to confirm whether there has been any such request from the Turkish diplomat to Kosovo institutions for the Ziraat bank.

Interestingly, though, the situation changed right after this meeting. The procedures of the illegal transformation of Ziraat Bank accelerated and led to the Turkish bank's good decision.

Why is this incident scandalous?

Facts show that the transformation of the Turkish bank has been made contrary to the Trade Society Law. The ARBK had clearly stated that the action is illegal and unauthorised, yet through an illegal decision by the Ministry of Trade and Industry, Minister Roseta Hajdari has exceeded its legal competencies, and has brought an illegal decision at the expense of the integrity of institutions.

Also, in questions Periscop has sent to the CEC, as well as the Ziraat bank, they have been specifically asked whether Ziraat Bank is licensed as a commercial bank, and if, yes, capital deposit has been made, which is mandatory for financial institutions. This deposit includes several million euros.

The shadow of suspicion through political influence is also involved in the presidency institution, favouring a foreign bank as well as engaging President Osmani's sister in the quality of Ziraat Bank's lawyer.

In this case there should be parliamentary and prosecutorial investigation. Such an investigation would explain how such a legal transformation is allowed in opposition to the law, who has politically influenced the process, and is this an example of capture of the state and using power for family interests. /Periscope.