How much is left of 6 thousand francs in Switzerland?

Compared to other European countries, the Swiss salary level appears to be very high. However, a closer look at family budgets and expenses shows that Swiss wages are not as high as they seem.

How can you explain whether the Swiss salary converts to 5,000 or 6,000 euros in Switzerland that cannot be compared directly to income of 1,000 or 2,000 euros in a European state?

“Swiss.ch” does this with information from the Swiss Federal Statistics Office on budget revenues and external spending links.

For example, a 30-year-old Swiss, a commercial employee at a financial company, earns the average income of 6250 francs (5450 euros). In reality, though, there may be severe fluctuations in this work. The salary is, for example, dependent on the region.

Cyril pays higher wages than in Lugano. The same in Cyril could win 7,000 francs, in Lugano would come with only 6,000 francs, records albinfo.ch.

Security, rent, taxes

At the end of the month, however, 6220 francs have not been loaned to the person's account in question. The gross wage (Brutolhn) goes automatically down for insurance of old age (AHV), as well as security of unemployment, insurance from accidents and pension fund, totaling about 550 francs. And it turns out 5700 francs.

He must pay his income tax for that amount. In contrast to many other countries, such as Germany or Italy, taxes are not directly lowered from wages. A tax sum of 850 francs a month should be budgeted in our example. However, it should be made clear that taxes can vary greatly from canton, sometimes depending on the municipality.

Now you have to think about the expenses around the house: rent, electricity, heating, water, waste fees and much more. The rent is probably 1250 francs for a small apartment. The rent can easily grow by 500 francs as soon as the apartment is a little bigger. And in cities such as Cyril or Geneva, an apartment (three rooms and kitchens) can cost more than 2,000 francs a month.

Monthly fixed expenses also include health insurance pledges. Health insurance is mandatory. And premims are a burden to family budgets. For a single person, 330 francs per month are normal. In the case of a couple, there is no group landing. And, for every minor child, a minimum of 100 francs a month is required. For a family of two, the amount of health insurance can reach 1,000 francs a month.

Finally, telecommunications expenses should be involved under the fixed cost. Paying for radio and television, cable or satellite connections, cell phones total 150 francs a month.

After all the bills are paid, he still has about 3,000 francs left. A good one, you can think of it. But no traffic and mobility spending has so far been considered, reaching 460 francs per month (benzia, the amortisation of a car, repairs, tickets to public transportation).

After all, body and mind must also be kept alive. Buying in a Swiss supermarket is much more expensive than in Germany, France or Italy. The price of meat is 152 percent higher in Switzerland than in the EU. Switzerland is 34 percent more expensive for clothing. /Albinfo. ch