Why Albanians in Switzerland pay up 95% more for car insurance

Comparis' comparative platform has brought to the attention an already known topic, what the price of automotive insurance promises have energy differences depending on nationality and age.

K The SHZ has a legitimate question about this: „What are the reasons for promises at such different prices, when it comes to „Albanian „=x2>? Is it about Albanians with visa B, C or Albanians with Swiss (natural) passport? What are the reasons for the difference between dealing with foreigners living in Switzerland?

SVV has no available answers to these concerns. She says she has no knowledge about whether insurance companies make this distinction according to the status of foreigners living in Switzerland or outside Switzerland to do risk calculations. Each security company has a free space of action, while the individual promise assignment is a matter of the competence of each company separately. But the SVV stands by the position that companies in question are obliged to make their tariffs transparent, at the request of supervisori mean Finma.

The tariffs are obliged to be based concretely on the dangers posed statistically, orly, on a clear evidence of damage performance, the albinfo.ch further follows. In practice it is that the insurers actually place the tariffs very different from each other, with the cases they have primarily taken into account the mirror of the damage they themselves have suffered.

Since competition in this field has been functioning for more than 20 years in Switzerland, it is worth every time, especially the new drivers, to create themselves a mirror on numerous offers. This is to the above point: Each insurance company is an account that differs from the other.

SVV calls attention to the fact that insurance refers to a large number of factors when they make the tariffs. These include genders (as women in order cause less danger than men), then age, housing, type of car, and nationality as well.

It is long known that, first of all, new drivers with foreign passports, most insurers are charged with higher car insurance fees, broadcast albinfo.ch. It has been statistically testified that the number of accidents caused by young drivers is particularly large.

But every person who drives without having to do accidents and who doesn't do theft is to secure a client who is quickly and repeatedly entitled to a bonus, concludes SVV's response, writes NZ.ch.ch.