4 hours ago10 How to Save More Money
Periskopi(7 years ago)
(7 years ago)Saving money from economists is considered financial education. Compared to the many ways of spending money, there are very few ways to save it. Yet, each individual must set goals, first to manage money well and then save it. The ten needed counsel: 1. First you must [...]
Here are the ten necessary advice:
1. First, you need to analyze your economic situation: write on a notebook all your daily expenses, marking the country, spent money, and doing the action. Calculations should be detailed, so note everything: bus tickets, cafes, even spent cents. All that comes out of your pocket must be written black on white.
2. The second step is to divide spending at the end of the first week on the basis of excess, non-needed, and unnecessary products. The first two categories will show you how much you can save for the next seven days.
3. Of course, it cannot be enjoyed only by products that are very necessary. Books, cinema, theater, a bar appetizer with friends are also important, but just be careful, don't overdo it, because order can be broken.
4. Monday. You can start choosing one day of the week, the first, for example, that you will not spend a dime. It'll be a zero day. No purchases to eat, no coffee, newspapers, or shopping in the supermarket (because it is good to avoid temptations always).
5. Another advice is to be careful with the budget. Pull out of the ATM as much as you need, and shake your hand by buying only the most needed products during the week. Credit card's good to put in a drawer.
6. Once you've tried one day not spending anything, you can do it again. The secret lies in organization: Spending, for example, should be made remembering that during those days it is not necessary to go to the supermarket, the baker, to dine at a restaurant, or to order pizza at home. Try to resist temptation.
7. Tell others - be it friends or colleagues - that it is good to be forced to shake your hand a little bit - this is the important statement that tells others that you are making an important effort, but also a request or attempt just during the time of zero cost.
8. If you don't have a bank account, then you get help from porcelain pig - you can choose a figure you want, then put aside the money you spend during the month or week.
9. These are the first rules you have to follow for a month. If everything works the way you want it to work, you might think of taking another step forward: achieve, for example, a certain account as a bonus, despite the money you spent during the day. You may imagine that you received a small reward or a payment for a job done.
10. If you continue in this way for six months, resisting temptations, marking every expense made for necessary products and fulfilling any desire, you are on the right track to become a frugal/true.
