an hour agoWhy do you get broke at the end of the month?
Periskopi(8 years ago)
(8 years ago)Is there a few more days to get paid and your wallet is empty again? Perhaps you enter one of these three traps that you cannot normally survive “from the first to the first”. Income isn't so big and it can certainly be bigger and of course [...]
The income isn't that big and it can certainly be bigger and it certainly would be easier. However, the situation is as it is and you need adaptation, the Kosovo Press broadcasts.
We can't spend something that we don't have, but we have to add “to” somehow the monthly wage for the entire month. If you ask how to do this, look at these three common mistakes in the house budget which are unconsciously throwing you into the minus and you can easily avoid them...
Don't count the bills too many bills or warnings at the end of the month are an unpleasant surprise to you? Reason: You may have bought something in the case or ordered it online, and now you have to pay it.
Our advice: Avoid purchasing by current account. Either you can handle something right now or you just can't. If you choose to buy, use the money then you will not be surprised by the unpleasant surprises and an unexpected minus in your account.
You don't have regular expenses under control
Car insurance bill, cell phone, electricity, water, monthly ticket, all you have to pay regularly. We are aware that at the beginning of the month we should allocate a certain amount of money for regular expenses and we are again surprised when we come to a unexpected account. ”
Our advice: Take half an hour and check your monthly bank bills over the past few months. Then you make an accurate list of all the costs going on and the days when you have to pay them. So you can easily calculate how much and when you have to pay something and make a backup for it.
Spending on unnecessary things
Did you throw a bunch of old “food outside the fridge for the weekend? Or have you ever had three drinks after work and two more coffees on schedule? Often, money is magically gone from the wallet and we do not think that we are responsible for the expense.
Our advice:
When you buy food for the whole week, you really help us with their list. Coffee and coffee at cafes should be, not a daily custom, but at least once a week or once a weekend.
